What’s in a Shake?

Posted: July 28, 2014 in For Fun

I’ve often heard stories of the importance of a greeting and hand shake. Or, do you skip the hand shake to instead use a high five, or fist bump. President Obama is one who has helped spread the popularity of the fits bump, according to a CBS article. I prefer the traditional handshake, a sign of respect and formal greeting. It really is a science: not to light, less you seem weak; not to hard, less you seam arrogant. Have you shaken the hand of Mr. Frank Fargo – Your Eastern Panhandle of WV Insurance Agent? I have many times. He has a firm hand shake, but is sure to adjust his grip depending on whose hand he is shaking. How about eye contact? Do you ever take the time to see if the other person is going to look you in the eyes. I make it a point when greeting someone to shake their hand firmly, and make eye contact. I am constantly amazed at how many people look down, away, to the left or right – anywhere but into my eyes. So if you take nothing else from this article, keep in mind that when shaking the hand of your WV Insurance agent, keep it firm, and maintain eye contact. It will go a long way!

weatherradarepwfStorms can come fast, and make a lot of noise. It could be your dog acting slightly “clingy” or the distant roar of thunder, but there are ways in which we can quickly recognize the impending storm. The past few days, we’ve been rocked by a few storms. Storms bring with them a series of fire dangers as well.  It’s important to recognize the areas you should keep on eye on that may be fire dangers. According to the US Fire Administration, these are the biggest fire dangers as the result of a storm:

  • Lightning associated with thunderstorms generates a variety of fire hazards. The power of lightning’s electrical charge and intense heat can electrocute on contact, splitting trees and causing fires.
  • Pools of water and even appliances can be electrically charged.
  • Appliances that have been exposed to water can short and become a fire hazard.
  • Generators are often used during power outages. Generators that are not properly used and maintained can be very hazardous.

The US Fire Administration also asks us to remember:

  • Always use a flashlight – not a candle – for emergency lighting.
  • Some smoke alarms may be dependent on your home’s electrical service and could be inoperative during a power outage. Check to see if your smoke alarm uses a back-up battery and install a new battery at least once a year.
  • Smoke alarms should be installed on every level of your home and inside and outside of sleeping areas.
  • All smoke alarms should be tested monthly. All batteries should be replaced with new ones at least once a year.
  • If there is a fire hydrant near your home, keep it clear of debris for easy access by the fire department.

Shiley Acres, in Inwood, WV, is  home to Pickin’ In The PanhandlePickin’ In The Panhandle will take place September 6-8, 2013. Fargo Insurance Group is proud to offer the WV commercial insurance and WV event insurance necessary for the spectacular venue. 

For more detail on the Pickin’ In the Panhandle event, check out the article, or the Shiley Acres Website.

Tickets can be purchased online. You can buy Pickin’ InThe Panhandle Tickets here – scroll down to find Shiley Acres.


backToSchoolImageHead Back to School the Right Way!

Are your kids nervous about returning to school in the fall? As a parent, your goal is to guide them and let them know change is okay. However, do you also experience some anxieties during the weeks leading up to the school season? Perhaps you will find peace of mind with some of these helpful tips to make getting back to school smoother for all involved.

New Routine Means Adjustments: The school year brings about a busier schedule than your family is used to during the lazy summer days. Make sure you are prepared for the challenges ahead, and start early with the adjustment process. Open communication and positive thinking will help everyone’s transition be much smoother.

Organization is Key: As the summer winds down, you can take advantage of this slowed down lifestyle. Get organized for the busy school year by gathering important information your students will need for classes, get their physicals out of the way, and update their school emergency contact and health information for the coming year. Also, you can start to think of creative and healthy meals your kids will enjoy. This way they can continue to be nutritious even when at school.

Gathering School Supplies: This may be your least favorite part of preparing for back to school. But it is important for your children to learn how to take advantage of sales, follow a list of instructions, and stay organized. It is always a good idea to buy what you know you will need early, if you can. Whether this includes new clothes or supplies such as notebooks, pens, assignment books, folders, and more, you can get ahead of the game to avoid stress once school approaches.

Our insurance agency hopes these tips will help your family have a smooth transition back into school. The idea of going to a new institution or returning to old friends with new experiences can be both exciting and nerve racking. Giving your children the confidence they need to succeed in the world of academia is the best gift you can give them. So help them head back to school the right way with organization, the best supplies, and some independence!

Jefferson County, WV 2013 Fair

Posted: July 29, 2013 in For Fun

Head on out to the Jefferson County, WV Fairgrounds on Old Leetown Pike the Week of August 18th through August 24th for the Jefferson County, WV Fair.  For more Jefferson County, WV Fair Information visit here. 


Berkeley County, WV Youth Fair

Posted: July 29, 2013 in For Fun

The below schedule is for the 66th Annual Berkeley County, WV Youth Fair to be hosted at the Berkeley County Youth Fair Grounds. For more details, check out the Berkeley County, WV Youth Fair Information here.


Got Questions?

Posted: July 15, 2013 in Insurance, Tips, Tricks


If you need some Life Insurance help, let us know.

OMGRIP_Texting_FIGJuly 1st of 2013, West Virginia became the 36th state to make it illegal to use a cellular phone while operating a vehicle. Basically, the use of cell phone while driving is illegal if your doing so while holding the phone in your hands. You may use a hands free device. If your a teenager or new driving on a learner’s permit, it is illegal for you to use any form of wireless communication while driving. And finally, School bus drivers are prohibited from using any form of wireless device.
For more information on the WV Cell Phone Use fines and violations, continue reading the article by following this link.

Running an organization for 50 years is a tremendous accomplishment. We want to pass along our thanks and appreciation to the Bedington Fire Department who has recently celebrated 50 years of service to the community of Berkeley County, WV.


I am sure many of us know the teachings of Dave Ramsey. He is a financial guru that seems to know his stuff. Ideally, Dave wants you to live a credit free (cash) life, and only invest in products and systems that will capitalize the investment. Sounds pretty smart! In fact, I personally have taken a few of his pieces of advice and they have worked for me.


I came across an article by Dave just yesterday, and although I can not argue with all the point he makes, there is one that I am very much against. One of Dave Ramsey’s principles is not buying life insurance for your kids. When I read this I had the urge to smack Dave upside the head. He, of course, would tell you that my reaction is because I am an insurance company and I need to sell this useless product to better my bottom line. After all, Dave says many times that Insurance Agents don’t care of you. This, my friends, may be true of other agents, but those 8,000+ clients of Fargo Insurance Group know better – we care.

Continue Reading Why I want To Smack Dave Ramsey.