Archive for the ‘Insurance’ Category

Got Questions?

Posted: July 15, 2013 in Insurance, Tips, Tricks


If you need some Life Insurance help, let us know.

I am sure many of us know the teachings of Dave Ramsey. He is a financial guru that seems to know his stuff. Ideally, Dave wants you to live a credit free (cash) life, and only invest in products and systems that will capitalize the investment. Sounds pretty smart! In fact, I personally have taken a few of his pieces of advice and they have worked for me.


I came across an article by Dave just yesterday, and although I can not argue with all the point he makes, there is one that I am very much against. One of Dave Ramsey’s principles is not buying life insurance for your kids. When I read this I had the urge to smack Dave upside the head. He, of course, would tell you that my reaction is because I am an insurance company and I need to sell this useless product to better my bottom line. After all, Dave says many times that Insurance Agents don’t care of you. This, my friends, may be true of other agents, but those 8,000+ clients of Fargo Insurance Group know better – we care.

Continue Reading Why I want To Smack Dave Ramsey. 

4d1a2781e6498.imageAre you in favor of saving a few dollars a month at the expense of risking your property?  If that’s you, you may want to continue reading this article on the perils of under-insuring your WV home insurance.


Posted: January 3, 2013 in Insurance


With the coming of a new year, a few changes have come along as well. Once such change that our clients, members, and friends need to be made aware of is that effective immediately, Fargo Insurance Group will no longer offer regular business hours on Saturday mornings. Our staff has been instructed to use these Saturday morning hours to provide on an appointment basis for what is needed by one of our customers. With that said, please feel free to schedule an appointment with a member of our staff as needed on a Saturday.

All of our offices will be open Monday through Friday from 8:30am until 5:30pm. Also, please feel free to utilize our Virtual Insurance Office at any time.

We look forward to serving you throughout the new year, and for many years to come!


Marshall DeMeritt
Chief Operations Officer

Gas Through The Years

Posted: August 13, 2012 in Insurance, Tips, Tricks

Interesting graphic put together by Nationwide Bank. What was the cost to fuel your car when you first starting driving? Looking for a few ways to save some fuel money? Give us a call, and we’ll see what we can do for the price of your West Virginia car insurance.

Learn about the history of gas prices and how an auto refinance loan can help.

Wide Open for Problems

Posted: June 21, 2012 in Insurance, Tips, Tricks

Like most responsible people, you have an insurance policy to protect your home and your cars. If you partake in RV camping or boat riding, you have the right insurance to protect those assets as well. Your extra careful, and the WV homeowner policy even has added protections for the business that your spouse runs out of your home. So, your all set, right? Nope.

Continue Reading our blog post about Personal Umbrella Policies here.

I came across these seven myths. This is from an article that CBS did in October of 2009. I give you my take on what they have to say. First, I guess it would help to know what the myths they refer to are. 

The 7 myths that CBS refers to are:

  1. My Job’s disability will cover me.
  2. My homeowners Insurance will cover me
  3. I Don’t Need Long-Term_Care Insurance
  4. Only Rick people need umbrella coverage
  5. Low Deductible are Best
  6. I Need enough Life insurance to cover several times my income
  7. My auto policy pays for a rental carClick Here to Continue reading…

When looking for a job, benefits are important. With the ever rising cost of Health Insurance, and the ever declining health of our nation, benefits seem to be more and more of a decision making factor when looking for employment. You include on top of health insurance benefits, Life Insurance benefits and you have a winning combination, right? Well, some may say that. Others would differ.

Continue Reading the Article By Clicking Here

As an insurance company, we take our role in your lives seriously. People think of their insurance agents only when they have a claim to file or a bill to pay. We take that a little more seriously at Fargo Insurance. Over the next couple key strokes I want to talk about a controversial subject, yet one that is near and dear to me – Gun’s.  Continue Reading here…

I posted an informational article on our on-site blog today that can found by checking out our Insurance Benefits Blog by clicking on the link provided. It is a simple article to let you know that we proudly offer Health Insurance for a family, or a business. We want to help you be covered. Your money is your money, spend it wisely! Check out the article!

Happy Day!