I am sure many of us know the teachings of Dave Ramsey. He is a financial guru that seems to know his stuff. Ideally, Dave wants you to live a credit free (cash) life, and only invest in products and systems that will capitalize the investment. Sounds pretty smart! In fact, I personally have taken a few of his pieces of advice and they have worked for me.
I came across an article by Dave just yesterday, and although I can not argue with all the point he makes, there is one that I am very much against. One of Dave Ramsey’s principles is not buying life insurance for your kids. When I read this I had the urge to smack Dave upside the head. He, of course, would tell you that my reaction is because I am an insurance company and I need to sell this useless product to better my bottom line. After all, Dave says many times that Insurance Agents don’t care of you. This, my friends, may be true of other agents, but those 8,000+ clients of Fargo Insurance Group know better – we care.