Fargo Insurance Group, Inc.

I am sure many of us know the teachings of Dave Ramsey. He is a financial guru that seems to know his stuff. Ideally, Dave wants you to live a credit free (cash) life, and only invest in products and systems that will capitalize the investment. Sounds pretty smart! In fact, I personally have taken a few of his pieces of advice and they have worked for me.

I came across an article by Dave just yesterday, and although I can not argue with all the point he makes, there is one that I am very much against. One of Dave Ramsey’s principles is not buying life insurance for your kids. When I read this I had the urge to smack Dave upside the head. He, of course, would tell you that my reaction is because I am an insurance company and I need to sell this useless product to better my bottom line. After all, Dave says many times that Insurance Agents don’t care of you. This, my friends, may be true of other agents, but those 8,000+ clients of Fargo Insurance Group know better – we care.

Continue Reading Why I want To Smack Dave Ramsey. 

Are you in favor of saving a few dollars a month at the expense of risking your property?  If that’s you, you may want to continue reading this article on the perils of under-insuring your WV home insurance.

Interesting graphic put together by Nationwide Bank. What was the cost to fuel your car when you first starting driving? Looking for a few ways to save some fuel money? Give us a call, and we’ll see what we can do for the price of your West Virginia car insurance.

Like most responsible people, you have an insurance policy to protect your home and your cars. If you partake in RV camping or boat riding, you have the right insurance to protect those assets as well. Your extra careful, and the WV homeowner policy even has added protections for the business that your spouse runs out of your home. So, your all set, right? Nope.

Continue Reading our blog post about Personal Umbrella Policies here.

When looking for a job, benefits are important. With the ever rising cost of Health Insurance, and the ever declining health of our nation, benefits seem to be more and more of a decision making factor when looking for employment. You include on top of health insurance benefits, Life Insurance benefits and you have a winning combination, right? Well, some may say that. Others would differ.

Continue Reading the Article By Clicking Here

I keep posting blog articles to our company website blog, and then I think they are worth sharing with everyone. In an effort not to duplicate content on a second blog post of the same content, I will just post here advising you of the article. If you are one of us in the four state region who are enjoying our first winter bout of wet, snowy, icy weather – not counting the October storm – this may just be of some help.  As I left my house this morning I got to thinking about what some of my co-workers would be driving to the office in. This made me think of what the best vehicles may be for winter travel. For the answer, I went to Kelly Blue Book. Check out the article posted to our on-site blog. It may help keep your tires on the road, which will keep your West Virginia car insurance rates lower.

You can read the article by going to the Fargo Insurance On Site Blog.  

Just posted an excellent article you all should read on our on-site blog! It’s a simple click of the mouse away! Check it out, it may be useful information! Also, be sure to share it on FB, Twitter, and other sites! It could save you and your friends a lot of hassle!

Read the article titled “Insurance Agent = Car Dealer??? ” on our website at www.fargoins.com.

For anyone that has a young driver you might agree that according to statistics, young drivers under 25, especially males, belong to a high risk group, (i.e. those who tend to make insurance claims more often than any other group of drivers). Young drivers don’t have the experience older driver do and therefore are much more likely to have accidents. Your car insurance West Virginia may suffer from having a young, risky driver on your policy. 

Not to get into too many details, (to protect the innocent [or guilty]), I have some close family friends, and they have a 16 year old female driver. I love this girl, but I have said before… she will NEVER drive with my daughter in the vehicle. Regardless of the fact I love her, I understand that young “kids” just don’t know how to drive – and perhaps whats worse is that they think they do! So this friend got her license about 4 months ago. Being the good parents her’s are, they gave her some freedoms and even bought her a car – with the stipulation that there would only be ONE vehicle purchased for her. I’m sure you know where this is going – she wrecked it. Kids will be kids – you love them unconditionally, they learn from their mistakes, and move on. She moved on alright… wrecking the family vehicle a couple months later. Again, we love, we forgive, we move on… but this time… the West Virginia auto insurance doesn’t! Again, I love her, and I am proud of her for many other things, but driving is not something I would call a “skill” of hers. However, she is an excellent motivation for me writing this series of blogs! SO over the course of the next couple posts, we will look into some tips and ticks that can keep your kid safe, on the road, and insured! Please pass this series along to those who need it! Share it on Facebook, and print it off for your friends at the office with young drivers! We want to help you with your WV Car Insurance, and we want you to help your friends. 

Besides some obvious recommendations, like keeping one’s vehicle record clean and practicing safe and careful driving, there are other important things that a young driver(and parents) can do in order not to fall under the above mentioned statistics.

Here is my first recommendation to you… have a LOCAL WV insurance agent, like Fargo Insurance!

Have an agent that you can become friends with. An agent that understands the circumstances of your current life. These mega-million, TV, E-Insurance companies have no clue who you are… a local agent will be at local football games with you, will have kids the same age as yours, and will know your community. A LOCAL agent will be able to go to bat for you… and will be an advocate for you in your time of insurance need! To go one step futher have a local agent that has the ability to write through multiple companies. Each company offers it’s own pluses. Having a agent (like Fargo Insurance) gives you the opportunity to look at different companies and choose the coverage that is best for you!

That’s all for today! Check back soon for #2!