Archive for the ‘To keep you on your toes!’ Category

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Image from Eastern Panhandle Working Fires
https://www.facebook.com/EasternPanhandleWorkingFires

Snow! Snow! Snow! Our Facebook news feeds are full of SNOW! Soon, the ground may be as well! Do you know how to combat the coming storm to better prepare your family and friends? To some of us it’s a joyful noise to hear about snow in the forecast, to others it’s a pain in the… well, you know. Regardless of how you feel about the white stuff, it’s important that you take a few precautions and preparations. Fargo Insurance Group put together an article on how to better prepare for a snow storm on the way! Read more about West Virginia winter storm preparedness .

Have you been told? There is a new law in the State of WV, and we want you to know about it! Read all the details here! 

I came across these seven myths. This is from an article that CBS did in October of 2009. I give you my take on what they have to say. First, I guess it would help to know what the myths they refer to are. 

The 7 myths that CBS refers to are:

  1. My Job’s disability will cover me.
  2. My homeowners Insurance will cover me
  3. I Don’t Need Long-Term_Care Insurance
  4. Only Rick people need umbrella coverage
  5. Low Deductible are Best
  6. I Need enough Life insurance to cover several times my income
  7. My auto policy pays for a rental carClick Here to Continue reading…

Highlighting a significant business partner. We welcome RMS to our partners program(find the FIG Partners Page Here) and look forward to working closely with them. Fargo Insurance Group has used RMS for our document management solutions for some time now and are thrilled with the service they provide. I strongly encourage you to get to know this local company! Welcome aboard, RMS! Find them on Facebook, Twitter, and LinkedIn.

Every organization faces the ongoing dilemma: How do we solve the accumulation of paper and data records that seem to accumulate over time?

Documents have to be stored and maintained for at least a short time, but where and how? Records are highly confidential and must be protected from prying eyes. Records Management Solutions (RMS) are experts in the field of records management; offering organized, cost-effective services to organizations seeking document storage, imaging and destruction solutions.
Consider the advantages of using a professional records management firm to store, retrieve or ultimately dispose of your company’s vulnerable records:
•    Convenience
•    Efficiency
•    Confidentiality
•    Security
•    Affordability
Why Use RMS Shredding?
- Outsourcing shredding duties allows employees to be more productive in their core responsibilities
- Safety – even small machines can cause injury if they grab clothing or accessories
- Reduced capital and employment expenditures
- Employees are more likely to realize the value of discarded company information
- Company information such as payroll, correspondence, legal and employment issues should not be exposed to most employees
- In-house shredding will not dispose of large volumes of data and may prompt employees to circumvent the destruction process
- Prevent information from being leaked to the public
Organizations reap many benefits by utilizing RMS’s services, including: the reduction of clutter in expensive office space, a decrease in labor costs associated with record retention and an increased ability to locate records faster and easier.
Headquartered in Martinsburg, West Virginia – RMS is centrally located to properly serve the needs of organizations throughout West Virginia, Virginia, Maryland, Pennsylvania and Washington, DC.

RMS is a member in good standing with the National Association for Information Destruction Inc. (NAID) – an integral distinction that recognizes RMS as a credible industry organization, which offers professional document destruction services to customers and provides professional industry training for its employees.

  • 1 NASCAR® Nationwide® Series Official Jean Jacket (L)
  • 1 NASCAR® Nationwide® Series License Plate Frame

  • 1 NASCAR® Nationwide® Series Official Hat

  • 1 NASCAR® Nationwide® Series Tote Bag

  • 1 NASCAR® Nationwide® Series Can Cozy

  • Winners Picture taken with Danica Patrick*

EMAIL YOUR MAX BID TO:

FUN@FARGOINS.COM
(ONLY BIDS RECEIVED BY EMAIL WILL BE ACCEPTED).

Example: “I will pay $3500 for the above items and my contact information is…”

Winner Will be Notified via Email and Facebook on May 7, 2012

FARGO INSURANCE GROUP WILL MATCH UP TO $1,000

100% of Proceeds Help Coach Grant

Why: Coach Mike Grant has been a constant positive presence in the lives of many young men in Jefferson County. It’s time for our community to give back as he battles cancer.

How: Send a BID and contact information to the email address below with the MAXIMUM amount you will pay for the below described items. In the event of 2 bids of the same price, the earlier time stamp on the email will win. (See picture above):

  • 1 NASCAR® Nationwide® Series Official Jean Jacket (L)

  • 1 NASCAR® Nationwide® Series License Plate Frame

  • 1 NASCAR® Nationwide® Series Official Hat

  • 1 NASCAR® Nationwide® Series Tote Bag

  • 1 NASCAR® Nationwide® Series Can Cozy

  • Winners Picture taken with Danica Patrick*

All Items will be awarded as a PACKAGE. Winning bidder will be notified via email and the Fargo Insurance Facebook Page on May 7, 2012. 

*Danica Patrick is a cut-out likeness

 

Where: Ranson Civic Center

When: April 14, 2012 6pm – 11 pm

Tickets: $50 per couple

Dinner

DJ

Mini Corn Hole Tournament

Silent Auction

$6500 in Cash Prizes to be given out, with a grand prize of $2500

Coach Mike Grant has been battling brain cancer since last fall. Come join the “Friends of Big Mike” in our effort to raise some funds for the family to help them through the financial burden that accompanies cancer treatments.

Coach Mike has been a constant positive presence in the lives of many young men in Jefferson County through JCYFL Football, and WHS football. Coach has given unselfishly of his time for our community for many years. It’s time for our community to give unselfishly to this role model, mentor, and friend to so many of our young men.

Contact Ronda Lehman @ 304-261-8070 or email r30nik@aol.com w/ questions

Donations for the Silent Auction can be dropped at:

The Spirit, Studio M, and Jefferson Asphalt, all of Charles Town.

And The Locker Room of Ranson Shopping Center

Tickets are also available at these locations.

(Unfortunately this is not a “kid friendly” event)

What’s This SOPA?

Posted: January 19, 2012 in To keep you on your toes!

I posted a very similar blog to our Agency website this morning, but I wanted to share it with the followers of this blog as well.  Yesterday, you probably noticed,  if you went onto your favorite websites like Google, YouTube, or Wikipedia you were most likely greeted with a BIG difference. Millions and millions of websites were set up in an effort to protest a couple large proposed Congressional legislation. The largest know is a bill know as bill 3261 or commonly referred to as the “Stop Online Privacy Act,” or SOPA would significantly alter the galore of websites currently on the internet.

Many of the website that are joining in on the resistance believe that SOPA is the US government’s way of censoring the internet. Below is a short video explaining what SOPA is and how people feel about it:

Watch the latest video at <a href=”http://video.foxnews.com”>video.foxnews.com</a&gt;

 

This legal document could have a lasting effect on anyone that uses the internet. With social media and blogging at the forefront of the digital marketing orbit, your company can never be too careful. Invest in the proper commercial insurance policy to protect your company in case something happens.

Gun Safety

Posted: October 21, 2011 in Tips, Tricks, To keep you on your toes!

You can read more about this topic on our on-site blog, but here are a few gun realted facts, myths, and tips.

According to the Research Institute at Nationwide Children’s Hospital, approximately 200 million guns are owned in America, and this number is growing daily. Every year, nearly 1,500 children die from guns and many many more are seriously injured.

Some facts that you may find interesting (or disturbing):

  • More Americans have guns than dogs.
  • 1 in 3 families with children have at least one gun in the house. That’s more than 22 million children living with guns.
  • Less than half of those gun owners with children leave the gun unloaded and locked.
  • Most victims of unintentional shootings are boys. They are usually shot by a brother.
  • It is split 50/50, shooting deaths occurring in the home versus in the home of a friend.

Myths about Guns:

  • Most parents believe their children do not know where they are hidden.
  • Many parents believe their children are not strong enough to pull the trigger.
  • Most parents believe their child could tell the difference between a toy gun and the real thing.

Gun Safety Tips:

  • Keeps guns unloaded and locked down. If you feel the need to keep your firearm loaded, keep it locked in a safe, NEVER tell your children the combination.
  • Guns should never be left within reach of a child, loaded or unloaded.
  • Keep ammunition and guns locked in separate locations, never together!
  • Never leave a child unsupervised with a weapon of ANY type.Although the below image has some humor involved,  lets be sure we are being responsible, and safe with any weapon we may have around the house!

Time’s like these, it’s a little late to be think… “Wish I had purchased that WV Flood Insurance.”

http://www.myfoxdc.com/video/videoplayer.swf?dppversion=11212

Video Shows Ellicott City’s Main Street Hit Hard by Flood Water: MyFoxDC.com

I grew up on a goat farm in Virginia (Luray, Va – Home of the Luray Caverns). We lived about 20 minutes outside of Luray off a dirt road that bordered a “creek” and it was approximately .96 miles to get to our homestead. On more than one occasion, this little dirt road was a real inconvenience. The little things stand out. For instance, not being able to wash your vehicles because by the time you made it to pavement it was dirty again. Shoveling the snow time and time again so that vehicles could make it up and down the road. Never being able to drive with an open container of any liquid for fear the potholes would cause your pants to change color (matching the liquid in your cup, not some other color). One major thing stands out and that is attempting to walk the road the morning following a hurricane, yet there was never a road to be found. My family was smart, we always parked at least one vehicle at the end of our dirt road when it was calling for the next big hurricane. We would walk to .96 miles from our front door to our car because, at times, for months we would not have a road to drive. That little “creek” I mentioned could do some serious damage on a back country road. The creek was harmless, but the storms were not. Another “fond” memory I have following a hurricane is the large walnut tree protruding through our living room window the morning following a hurricane. Since that time, my father has added an addition onto their house, and used wood from that very walnut to make window sills on all 12 windows in the addition.

Although, a fun story to type, I do bring with it a point…

Is your homeowners insurance coverage keeping up with your life? Are you at a point where you could afford to up your deductibles to $1,000? Or perhaps, your at a point where you can’t afford $1,000 out of pocket and you need the comfort of having a lower deductible. Never wait until it’s too late to know what coverages are included in your policy, or perhaps what coverages you may be missing! I promise you, the staff at Fargo Insurance WILL take the time to sit with you, examine your policy, and personally make recommendations on what may be best for YOU, not for your insurance company.

Hurricanes happen! Earthquakes happen! Fires happen! Flooding happens! We would much rather speak with you before these things take place then after!

If your interested in finding the best possible insurance coverage for your home, or if your interested in reviewing your current coverages, I beg of you to contact our agency…