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	<title>Fargo Insurance Group, Inc.</title>
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	<description>Keeping you on your toes, regarding insurance!</description>
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		<title>Fargo Insurance Group, Inc.</title>
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		<item>
		<title>Smack Dave Ramsey Upside the Head</title>
		<link>http://fargoinsblog.com/2013/04/25/smack-dave-ramsey-upside-the-head/</link>
		<comments>http://fargoinsblog.com/2013/04/25/smack-dave-ramsey-upside-the-head/#comments</comments>
		<pubDate>Thu, 25 Apr 2013 14:01:42 +0000</pubDate>
		<dc:creator>fargoins</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Tips, Tricks]]></category>

		<guid isPermaLink="false">http://fargoinsblog.com/?p=1485</guid>
		<description><![CDATA[I am sure many of us know the teachings of Dave Ramsey. He is a financial guru that seems to know his stuff. Ideally, Dave wants you to live a credit free (cash) life, and only invest in products and systems that will capitalize the investment. Sounds pretty smart! In fact, I personally have taken [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=fargoinsblog.com&#038;blog=14107184&#038;post=1485&#038;subd=fargoins&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
				<content:encoded><![CDATA[<p>I am sure many of us know the teachings of Dave Ramsey. He is a financial guru that seems to know his stuff. Ideally, Dave wants you to live a credit free (cash) life, and only invest in products and systems that will capitalize the investment. Sounds pretty smart! In fact, I personally have taken a few of his pieces of advice and they have worked for me.</p>
<p style="text-align:center;"> <a href="http://www.fargoins.com/personal-insurance/life-insurance/"><img class="size-medium wp-image-1486 aligncenter" alt="life" src="http://fargoins.files.wordpress.com/2013/04/life.jpg?w=300&#038;h=105" width="300" height="105" /></a></p>
<p>I came across <a href="http://www.daveramsey.com/article/insurance-gimmicks-you-can-do-without/lifeandmoney_insurance/" target="_blank">an article by Dave just yesterday</a>, and although I can not argue with all the point he makes, there is one that I am very much against. One of Dave Ramsey&#8217;s principles is not <a href="http://www.fargoins.com/personal-insurance/life-insurance/" target="_blank">buying life insurance</a> for your kids. When I read this I had the urge to smack Dave upside the head. He, of course, would tell you that my reaction is because I am an insurance company and I need to sell this useless product to better my bottom line. After all, Dave says many times that Insurance Agents don&#8217;t care of you. This, my friends, may be true of other agents, but those 8,000+ clients of Fargo Insurance Group know better – we care.</p>
<p><a href="http://www.fargoins.com/Our-Company/Our-Blog/Dave_Ramsey_Is_Wrong" target="_blank">Continue Reading Why I want To Smack Dave Ramsey. </a></p>
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		<title>Relay For Life Season</title>
		<link>http://fargoinsblog.com/2013/04/24/relay-for-life-season/</link>
		<comments>http://fargoinsblog.com/2013/04/24/relay-for-life-season/#comments</comments>
		<pubDate>Wed, 24 Apr 2013 15:45:06 +0000</pubDate>
		<dc:creator>fargoins</dc:creator>
				<category><![CDATA[For Fun]]></category>

		<guid isPermaLink="false">http://fargoinsblog.com/?p=1480</guid>
		<description><![CDATA[Shepherd University hosted their annual Relay for Life event this past month. Fargo Insurance Group was proud to be a part of the event as an official sponsor. If you missed it, you missed an awesome opportunity to spread some love. Don&#8217;t worry, more opportunities are coming your way!  The Berkeley County Relay For Life is at [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=fargoinsblog.com&#038;blog=14107184&#038;post=1480&#038;subd=fargoins&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
				<content:encoded><![CDATA[<p><a style="color:#000000;" href="http://fargoins.files.wordpress.com/2013/04/rfl-logo.png"><img class="alignright size-full wp-image-1481" alt="rfl-logo" src="http://fargoins.files.wordpress.com/2013/04/rfl-logo.png?w=614"   /></a><span style="color:#000000;">Shepherd University hosted their annual Relay for Life event this past month. <a href="http://www.fargoins.com" target="_blank">Fargo Insurance Group</a> was proud to be a part of the event as an official sponsor. If you missed it, you missed an awesome opportunity to spread some love. Don&#8217;t worry, more opportunities are coming your way!</span></p>
<p><span style="color:#000000;"> </span><span style="color:#000000;">The<a href="http://relay.acsevents.org/site/TR/RelayForLife/RFLCY13SA?fr_id=53154&amp;pg=entry&amp;__utma=54177207.36542489.1364849051.1366817622.1366818231.3&amp;__utmb=54177207.6.9.1366818234434&amp;__utmc=54177207&amp;__utmx=-&amp;__utmz=54177207.1366818231.3.3.utmgclid=CMOg9tjS47YCFcud4AodTG0Avg|utmccn=(not%20set)|utmcmd=(not%20set)|utmctr=Relay%20For%20life&amp;__utmv=54177207.|3=registration%20status=registered=1&amp;__utmk=51122477" target="_blank"> Berkeley County Relay For Life</a> is at Martinsburg High School on June 1, 2013.</span></p>
<p><span style="color:#000000;"><a href="http://relay.acsevents.org/site/TR/RelayForLife/RFLCY13SA?fr_id=53168&amp;pg=entry&amp;__utma=54177207.36542489.1364849051.1366817622.1366818231.3&amp;__utmb=54177207.4.9.1366818234434&amp;__utmc=54177207&amp;__utmx=-&amp;__utmz=54177207.1366818231.3.3.utmgclid=CMOg9tjS47YCFcud4AodTG0Avg|utmccn=(not%20set)|utmcmd=(not%20set)|utmctr=Relay%20For%20life&amp;__utmv=54177207.|3=registration%20status=registered=1&amp;__utmk=47918371" target="_blank">Jefferson County Relay For Life</a> is at the Charles Town Middle School on June 22, 2013.</span></p>
<p>If you join us in the Annandale, VA  region, a <a href="http://relay.acsevents.org/site/TR/RelayForLife/RFLCY13SA?fr_id=53244&amp;pg=entry&amp;__utma=54177207.36542489.1364849051.1366817622.1366818231.3&amp;__utmb=54177207.11.9.1366818624185&amp;__utmc=54177207&amp;__utmx=-&amp;__utmz=54177207.1366818231.3.3.utmgclid=CMOg9tjS47YCFcud4AodTG0Avg|utmccn=(not%20set)|utmcmd=(not%20set)|utmctr=Relay%20For%20life&amp;__utmv=54177207.|3=registration%20status=registered=1&amp;__utmk=5855799" target="_blank">Relay Event at Thomas Jefferson H.S.</a> on June 8, 2013.</p>
<p><span style="color:#000000;"> </span><span style="color:#000000;">All three of these Relay events (Shepherd, Jefferson, Berkeley) are well o<span style="font-family:'Times New Roman', serif;"><span style="font-size:medium;">rganized, overnight walks that bring the community together in a single goal – raise money to help fund the fight against cancer! Teams of people camp out around the facility all night long and enjoy each others company, games, walking, music, and fun. Members of each team take turns walking around the track to keep a continuous walk. Besides walking all night, there is plenty of food, games and activities that provide entertainment and build camaraderie between the teams and walkers. This is a family-friendly environment that the entire community can be a part of.</span></span></span></p>
<p><span style="color:#000000;"> </span><span style="color:#000000;"><span style="font-family:'Times New Roman', serif;"><span style="font-size:medium;">If you have never had the opportunity to be a part of a Relay For Life event, we strongly encourage it! It will change your life! Even if you can&#8217;t make the events, by following the links provided, you can donate to the events to do your part in funding the fight against breast cancer.</span></span></span></p>
<p><span style="color:#000000;"> </span><span style="color:#000000;"><span style="font-family:'Times New Roman', serif;"><span style="font-size:medium;">Fargo Insurance Group is a proud sponsor of <a href="http://www.relayforlife.org/index?__utma=2443503.36542489.1364849051.1366817622.1366818231.3&amp;__utmb=2443503.7.9.1366818234434&amp;__utmc=2443503&amp;__utmx=-&amp;__utmz=2443503.1366818231.3.3.utmgclid=CMOg9tjS47YCFcud4AodTG0Avg|utmccn=(not%20set)|utmcmd=(not%20set)|utmctr=Relay%20For%20life&amp;__utmv=2443503.|3=registration%20status=registered=1&amp;__utmk=112438151" target="_blank">Relay For Life</a>. </span></span></span></p>
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		<title>WV Burn Season</title>
		<link>http://fargoinsblog.com/2013/04/02/wv-burn-season/</link>
		<comments>http://fargoinsblog.com/2013/04/02/wv-burn-season/#comments</comments>
		<pubDate>Tue, 02 Apr 2013 20:15:59 +0000</pubDate>
		<dc:creator>fargoins</dc:creator>
				<category><![CDATA[For Fun]]></category>

		<guid isPermaLink="false">http://fargoinsblog.com/?p=1477</guid>
		<description><![CDATA[Are you familiar with the West Virginia Burn Laws, follow this link. This article shed&#8217;s some light on the subject for you! Follow the link to the article.<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=fargoinsblog.com&#038;blog=14107184&#038;post=1477&#038;subd=fargoins&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
				<content:encoded><![CDATA[<p><a href="http://fargoins.files.wordpress.com/2013/04/402124_248925708561663_1853091906_n.jpg"><img class="size-medium wp-image-1478 alignleft" alt="402124_248925708561663_1853091906_n" src="http://fargoins.files.wordpress.com/2013/04/402124_248925708561663_1853091906_n.jpg?w=224&#038;h=300" width="224" height="300" /></a>Are you familiar with the <a href="http://www.fargoins.com/Our-Company/Our-Blog/West_Virginia_Burning_Laws" target="_blank">West Virginia Burn Laws</a>, follow this link. This article shed&#8217;s some light on the subject for you! Follow the link to the article.</p>
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		<title>There Is A Storm Coming!</title>
		<link>http://fargoinsblog.com/2013/03/05/there-is-a-storm-coming/</link>
		<comments>http://fargoinsblog.com/2013/03/05/there-is-a-storm-coming/#comments</comments>
		<pubDate>Tue, 05 Mar 2013 16:28:43 +0000</pubDate>
		<dc:creator>fargoins</dc:creator>
				<category><![CDATA[To keep you on your toes!]]></category>

		<guid isPermaLink="false">http://fargoinsblog.com/?p=1474</guid>
		<description><![CDATA[Snow! Snow! Snow! Our Facebook news feeds are full of SNOW! Soon, the ground may be as well! Do you know how to combat the coming storm to better prepare your family and friends? To some of us it&#8217;s a joyful noise to hear about snow in the forecast, to others it&#8217;s a pain in the&#8230; well, [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=fargoinsblog.com&#038;blog=14107184&#038;post=1474&#038;subd=fargoins&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
				<content:encoded><![CDATA[<div id="attachment_1475" class="wp-caption alignleft" style="width: 310px"><a href="https://www.facebook.com/EasternPanhandleWorkingFires"><img class="size-medium wp-image-1475    " alt="531152_563840856968047_1995711435_n" src="http://fargoins.files.wordpress.com/2013/03/531152_563840856968047_1995711435_n.jpg?w=300&#038;h=199" width="300" height="199" /></a><p class="wp-caption-text">Image from Eastern Panhandle Working Fires<br /><a href="https://www.facebook.com/EasternPanhandleWorkingFires" rel="nofollow">https://www.facebook.com/EasternPanhandleWorkingFires</a></p></div>
<p>Snow! Snow! Snow! Our Facebook news feeds are full of SNOW! Soon, the ground may be as well! Do you know how to combat the coming storm to better prepare your family and friends? To some of us it&#8217;s a joyful noise to hear about snow in the forecast, to others it&#8217;s a pain in the&#8230; well, you know. Regardless of how you feel about the white stuff, it&#8217;s important that you take a few precautions and preparations. Fargo Insurance Group put together an article on how to better prepare for a snow storm on the way! Read more about <a href="http://www.fargoins.com/Our-Company/Our-Blog/Winter_Storm_Prepardness" target="_blank">West Virginia winter storm preparedness</a> .</p>
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		<title>It&#8217;s Not All About Saving Money&#8230;</title>
		<link>http://fargoinsblog.com/2013/02/18/its-not-all-about-saving-money/</link>
		<comments>http://fargoinsblog.com/2013/02/18/its-not-all-about-saving-money/#comments</comments>
		<pubDate>Mon, 18 Feb 2013 19:20:12 +0000</pubDate>
		<dc:creator>fargoins</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Tips, Tricks]]></category>

		<guid isPermaLink="false">http://fargoinsblog.com/?p=1469</guid>
		<description><![CDATA[Are you in favor of saving a few dollars a month at the expense of risking your property?  If that&#8217;s you, you may want to continue reading this article on the perils of under-insuring your WV home insurance.<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=fargoinsblog.com&#038;blog=14107184&#038;post=1469&#038;subd=fargoins&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
				<content:encoded><![CDATA[<p><a href="http://fargoins.files.wordpress.com/2013/02/4d1a2781e6498-image.jpg"><img class=" wp-image-1470 alignright" alt="4d1a2781e6498.image" src="http://fargoins.files.wordpress.com/2013/02/4d1a2781e6498-image.jpg?w=491&#038;h=326" width="491" height="326" /></a>Are you in favor of saving a few dollars a month at the expense of risking your property?  If that&#8217;s you, you may want to continue reading this article on the perils of <a href="http://www.fargoins.com/Our-Company/Our-Blog/When_is_Saving_Money_NOT_a_Value" target="_blank">under-insuring your WV home insurance</a>.</p>
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		<title>West Virginia Dad&#8217;s At Work</title>
		<link>http://fargoinsblog.com/2013/02/11/west-virginia-dads-at-work/</link>
		<comments>http://fargoinsblog.com/2013/02/11/west-virginia-dads-at-work/#comments</comments>
		<pubDate>Mon, 11 Feb 2013 22:21:43 +0000</pubDate>
		<dc:creator>fargoins</dc:creator>
				<category><![CDATA[For Fun]]></category>

		<guid isPermaLink="false">http://fargoinsblog.com/?p=1467</guid>
		<description><![CDATA[These &#8220;West Virginia Dad&#8217;s&#8221; caught some National attention. It reminds me of spending some time with my daughter tonight when I get home. Not sure if you have seen Matt Lauer&#8217;s fatherhood PSA, but this is a behind the scenes look into it &#8211; featuring some local fathers. Thought it may be worth sharing. Here [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=fargoinsblog.com&#038;blog=14107184&#038;post=1467&#038;subd=fargoins&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
				<content:encoded><![CDATA[<p>These &#8220;West Virginia Dad&#8217;s&#8221; caught some National attention. It reminds me of spending some time with my daughter tonight when I get home. Not sure if you have seen Matt Lauer&#8217;s fatherhood PSA, but this is a behind the scenes look into it &#8211; featuring some local fathers.</p>
<p>Thought it may be worth sharing. Here is the link: Enjoy!</p>
<p><a href="http://video.today.msnbc.msn.com/today/50743097#50743097" rel="nofollow">http://video.today.msnbc.msn.com/today/50743097#50743097</a></p>
<p>&nbsp;</p>
<p>&nbsp;</p>
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		<title>ur</title>
		<link>http://fargoinsblog.com/2013/01/03/change-to-saturday-hours/</link>
		<comments>http://fargoinsblog.com/2013/01/03/change-to-saturday-hours/#comments</comments>
		<pubDate>Thu, 03 Jan 2013 16:32:57 +0000</pubDate>
		<dc:creator>fargoins</dc:creator>
				<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://fargoinsblog.com/?p=1462</guid>
		<description><![CDATA[With the coming of a new year, a few changes have come along as well. Once such change that our clients, members, and friends need to be made aware of is that effective immediately, Fargo Insurance Group will no longer offer regular business hours on Saturday mornings. Our staff has been instructed to use these Saturday morning [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=fargoinsblog.com&#038;blog=14107184&#038;post=1462&#038;subd=fargoins&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
				<content:encoded><![CDATA[<p><a href="http://fargoinsblog.com/refer-a-friend/fig_stacked_ast_2_smaller-2/" rel="attachment wp-att-1437"><img class="alignright size-full wp-image-1437" alt="fig_stacked_ast_2_smaller" src="http://fargoins.files.wordpress.com/2012/08/fig_stacked_ast_2_smaller.jpg?w=614"   /></a></p>
<p>With the coming of a new year, a few changes have come along as well. Once such change that our clients, members, and friends need to be made aware of is that effective immediately, Fargo Insurance Group <strong>will no longer offer regular business hours on Saturday mornings.</strong> Our staff has been instructed to use these Saturday morning hours to provide on an appointment basis for what is needed by one of our customers. With that said, please feel free to schedule an appointment with a member of our staff as needed on a Saturday.</p>
<p>All of our offices will be open Monday through Friday from 8:30am until 5:30pm. Also, please feel free to utilize our <a href="http://www.fargoins.com" target="_blank">Virtual Insurance Office</a> at any time.</p>
<p>We look forward to serving you throughout the new year, and for many years to come!</p>
<p>Sincerely,</p>
<p>Marshall DeMeritt<br />
Chief Operations Officer<br />
coo@fargoins.com</p>
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		<title>From Our Family to Yours&#8230; Merry Christmas</title>
		<link>http://fargoinsblog.com/2012/12/21/from-our-family-to-yours-merry-christmas/</link>
		<comments>http://fargoinsblog.com/2012/12/21/from-our-family-to-yours-merry-christmas/#comments</comments>
		<pubDate>Fri, 21 Dec 2012 15:30:20 +0000</pubDate>
		<dc:creator>fargoins</dc:creator>
				<category><![CDATA[For Fun]]></category>

		<guid isPermaLink="false">http://fargoinsblog.com/?p=1459</guid>
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		<title>Shepherdstown Fire Department to Dedicate New Engine</title>
		<link>http://fargoinsblog.com/2012/12/04/shepherdstown-fire-department-to-dedicate-new-engine/</link>
		<comments>http://fargoinsblog.com/2012/12/04/shepherdstown-fire-department-to-dedicate-new-engine/#comments</comments>
		<pubDate>Tue, 04 Dec 2012 20:24:15 +0000</pubDate>
		<dc:creator>fargoins</dc:creator>
				<category><![CDATA[For Fun]]></category>

		<guid isPermaLink="false">http://fargoinsblog.com/?p=1454</guid>
		<description><![CDATA[Shepherdstown, WV. - The Shepherdstown Fire Department (SFD) is thrilled to announce the dedication and placement into service of their new Engine 3 (pictured). For two years the members of the Shepherdstown Fire Department have been planning and establishing the necessities to become a reality on this new Engine. Everything from the size of the water [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=fargoinsblog.com&#038;blog=14107184&#038;post=1454&#038;subd=fargoins&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
				<content:encoded><![CDATA[<p>Shepherdstown, WV. - The <a href="http://www.shepherdstownfiredepartment.com">Shepherdstown Fire Department</a> (SFD) is thrilled to announce the dedication and placement into service of <a href="http://fargoinsblog.com/2012/12/04/shepherdstown-fire-department-to-dedicate-new-engine/3012698_10151289015691101_189267059_n/" rel="attachment wp-att-1455"><img class="alignright  wp-image-1455" alt="3012698_10151289015691101_189267059_n" src="http://fargoins.files.wordpress.com/2012/12/3012698_10151289015691101_189267059_n.jpg?w=387&#038;h=231" height="231" width="387" /></a>their new Engine 3 (pictured). For two years the members of the Shepherdstown Fire Department have been planning and establishing the necessities to become a reality on this new Engine. Everything from the size of the water tank, to the placement of the flashlights has been a priority throughout the planning process. On <strong>December 16<sup>th</sup>, 2012 at 1pm</strong> the vision will become a reality as the members of the SFD will formally remove from service our 1989 Pierce Dash Engine, and replace it with our 2012 Pierce Velocity Engine. The ceremony will last approximately one hour and will include the formal removal of old Engine 3 and the formal wash and push in of new Engine 3. The surrounding community, mutual aid departments, and media outlets are strongly encouraged to attend this ceremony.</p>
<p>The new Engine 3 has a 500 horse power motor with a 2,000 gallon per minute water pump and a tank that holds 750 gallons of water. She carries about 3,000 feet of fire hose, three ladders, and can transport six(6) firemen to the scene of an emergency in her state-of-the-art cabin. Fire hoses can be deployed from all four sides, and with seven(7) compartments, tools are efficiently stored. Designed with low hose beds and cross lays, this allows for quick, easy, aggressive deployment. Built as a firefighter friendly engine, we look forward to many years of service to the community with this fire engine.</p>
<p><a href="http://www.fargoins.com">Fargo Insurance Group</a> is proud to support the fine men and women of the Shepherdstown Fire Department.</p>
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		<title>For EVERY view of this video, we will add $1.00</title>
		<link>http://fargoinsblog.com/2012/10/02/1447/</link>
		<comments>http://fargoinsblog.com/2012/10/02/1447/#comments</comments>
		<pubDate>Tue, 02 Oct 2012 15:35:55 +0000</pubDate>
		<dc:creator>fargoins</dc:creator>
				<category><![CDATA[For Fun]]></category>

		<guid isPermaLink="false">http://fargoinsblog.com/?p=1447</guid>
		<description><![CDATA[For EVERY view of this video, we will add $1.00 to help fund the fight against breast cancer! For MORE INFORMATION on our BRAs FOR A CAUSE, Click HERE. No matter where you are, you can help with BRAs FOR A CAUSE! $1 up to 1,000 views.<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=fargoinsblog.com&#038;blog=14107184&#038;post=1447&#038;subd=fargoins&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
				<content:encoded><![CDATA[<p style="text-align:center;">For EVERY view of this video, we will add $1.00 to help fund the fight against breast cancer!</p>
<p style="text-align:center;"><a href="http://fargoinsblog.com/2012/09/28/make-a-difference-this-october/" target="_blank">For MORE INFORMATION on our BRAs FOR A CAUSE, Click HERE.</a></p>
<p style="text-align:center;"><span class='embed-youtube' style='text-align:center; display: block;'><iframe class='youtube-player' type='text/html' width='614' height='376' src='http://www.youtube.com/embed/PXPevNiWnFs?version=3&#038;rel=1&#038;fs=1&#038;showsearch=0&#038;showinfo=1&#038;iv_load_policy=1&#038;wmode=transparent' frameborder='0'></iframe></span></p>
<p style="text-align:center;">No matter where you are, you can help with BRAs FOR A CAUSE!</p>
<h6 style="text-align:center;">$1 up to 1,000 views.</h6>
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